Car insurance is always a big problem, because we don’t know exactly how to choose the best insurance company. Often we choose insurances which are too expensive and we don’t know how exaclty the insurance is calculated.
Don’t worry, because Insurance. guru will guide you through your cheap insurance and you’ll be prepared. After all, we want do drive cars which are insuranced, but also we don’t want this insurance to cost more than the car itself.
Here’re some examples for cheap insurances, which may be perferct for you.
1. Choose cheap car for cheap car insurance.
If you’re a young driver the first thing that you’ve got to do is to choose your first car. Is you can guess, the more expensive is the car, the more expensive will be your insurance quote for young driver. So, we can suggest you to choose a midrange car.
You can use Google, because it’ll show you aproximately how much the car insurance for young drivers would cost you. That way you won’t be surprise when you go to the insurance company.
2. Pricey cars with large engines aren’t the best choice.
Sports cars are pricey – this means that if your car has bigger engine its insurance will be expensive. So, don’t choose cars like BMW – their engines are always large.
3. Your car insurance depends on the neighborhood you live in.
Yes, it sounds a bit strange, but every insurance company will check your neighborhood. If it has bad reputation, this means that your car insurence will be more expensive. After all, bad neighborhoods are famous and there’s a real risk the car to be stolen or even damaged.
So, if you want to be sure that your car insurance will be real cheap, you have to be sure that the area you live in is safe.
4. Cheap car insurances during summer.
Again something strange – if you insurance your car during the winter season, it’ll cost you more. That’s because there’s snow, icy roads and risk. So, every insurer will tell you that your insurance will be pricey.
So, we suggest you (if it’s possible of course), to make your car insurance during summer or every other season but winter.
5. Driving convictions mean more expensive insurance.
It’s very important not to make any driving convictions like over speeding, parking tickets and so on. These driving convictions will be enough for your insurer to offer you expensive car insurance, because he knows that there’s a risk for car damaging.